Personal Insurance

West Coast Insurance Brokers looks after the Personal Insurance needs of our clients offering a complete range of domestic insurance products, from prestige Home & Contents, Landlords Protection, Travel Insurance, Motor Vehicles and much more.

• Motor Vehicle
• Caravan
• Pleasure Craft
• VIP Pleasure Craft
• Home & Contents
• Landlord Residential
• Travel
• Residential Strata (Community Plan)
• Personal Accident & Illness

Motor Vehicle Insurance
Including Special Vehicles such as Classic, Modern Classic, Modified, Imports, Custom & Street Rods, Prestige& Off Road vehicles

Comprehensive Insurance
Covers your vehicle against accidental loss or damage occurring from a collision, theft or natural disaster. This also includes damage to other people’s property caused by the use of your vehicle.
Third Party Property Damage Insurance Covers the damage to other people’s property caused by the use of your vehicle and limited damage to your vehicle caused by an uninsured driver.
Third Party Property Damage Fire and Theft Insurance In addition to the Third Party Property Damage Insurance, you can nominate to cover your vehicle against damage from Fire and Theft for an extra premium.

Caravan Insurance
Comprehensive cover is available on registered mobile caravans, its annexe and fixed fixtures. Australia Wide

Pleasure Craft Insurance
For Yachts, Jet Ski’s, House Boats, Catamarans, Power Boats etc

VIP Pleasure Craft
Comprehensive insurance packages specially tailored for the owners of prestige motor cruisers and yachts. Agreed value cover available for damage or total loss, including breakdown of machinery. Personal effects cover for artworks, collectables, fine wines etc. Yacht racing cover and Third Party Liability and Marina berth liability

Home & Contents Insurance
Type of Policies Available
Generally there are two different home and contents policies available. They are commonly referred to as "Accidental Damage" and "Defined Events". Defined Events is also sometimes known as "Insured Events".

Landlord Residential Insurance
Provides cover for Buildings that are occupied by a tenant. With the option of insuring the following sections:

• Loss of Rent
• Rent Default & Theft by a Tenant
• Contents
• Public Liability

Travel Insurance
Provides cover for your emergency medical and health expenses, lost baggage, hire car excesses and more whilst you are travelling anywhere in the World.

Residentila Strata / Community Plan Insurance
We can arrange specialised insurance in accordance with Strata Titles or Community Titles Act requirements for your Duplex, Unit or Townhouse Complex. Policy benefits include Building Replacement Value, Common Area Contents, Public Liability Insurance and optional extensions to cover Fidelity Guarantee, Personal Accident (Voluntary Workers) and Office Bearers Liability.

Farm Pack
Farm Package to suit your requirements including many optional extensions to cover various risks on your property such as:

• Domestic Building & Contents
• Farm Property
• Farm Machinery & Working Dogs
• Theft
• Hay, Fencing, Livestock & Trees
• Business Interruption
• Machinery Breakdown
• Personal Income
• Road Transit

Personal Accident & Illness Insurance
For ‘Self Employed’ people , this type of Insurance pays you an income if you become injured or sick and cannot work.

For ‘Employees’, this insurance can be arranged to pay you an income if you sustain an injury that occurs outside of work and is not picked up under Workcover.
Additional lump sum benefits can also be paid for Death and Partial or Permanent Disablement.